Protecting Your Loved Ones with Life Insurance Part 3

By |2020-11-09T20:07:50-06:00November 27th, 2020|Illness & Disability, Insurance, Long-Term Care|

Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals. For example, when you’re young, you may not have a great need for life insurance. However, as you take on more responsibilitie [...]

Comments Off on Protecting Your Loved Ones with Life Insurance Part 3

Coordinating Long-Term Care Insurance with Government Benefits Part 2

By |2020-11-09T19:48:33-06:00November 6th, 2020|Illness & Disability, Insurance, Long-Term Care|

If you're a senior, the future may present more of a concern than it once did--you may wonder what you'll do if your health deteriorates. If you must enter a nursing home, for example, how will you pay for it? Fortunately, you may have several options. One such option is long-term care insurance (LT [...]

Comments Off on Coordinating Long-Term Care Insurance with Government Benefits Part 2

If Long-Term Care Insurance Isn’t for You: Other Options

By |2020-10-13T17:07:31-05:00September 25th, 2020|Insurance, Long-Term Care|

Long-term care insurance (LTCI) isn't for everyone. Not only is it expensive and sometimes hard to qualify for, but there's no guarantee you'll ever use the benefits. But if you decide not to buy LTCI, what are your alternatives? You saved for a rainy day--it's here Should the need arise, you could [...]

Comments Off on If Long-Term Care Insurance Isn’t for You: Other Options

Choosing a Nursing Home Part 2

By |2020-10-13T11:31:30-05:00September 15th, 2020|Long-Term Care|

A nursing home is a state-licensed facility that may provide skilled nursing care, intermediate care, and/or custodial care. You may need to enter a nursing home on a short-term basis (for example, after a major illness or injury), or on a long-term basis (if you become physically or mentally incapa [...]

Comments Off on Choosing a Nursing Home Part 2

Coordinating Long-Term Care Insurance with Government Benefits

By |2020-10-13T11:11:46-05:00September 8th, 2020|Long-Term Care|

If you're a senior, the future may present more of a concern than it once did--you may wonder what you'll do if your health deteriorates. If you must enter a nursing home, for example, how will you pay for it? Fortunately, you may have several options. One such option is long-term care insurance (LT [...]

Comments Off on Coordinating Long-Term Care Insurance with Government Benefits

Tax Tips: Long-Term Care Insurance

By |2020-08-20T18:44:30-05:00August 25th, 2020|Insurance, Long-Term Care|

Your chances of requiring some sort of long-term care increase as you age, and long-term care insurance (LTCI) can help you cover your long-term care expenses. Although tax issues are probably not foremost in your mind when you buy LTCI, it still pays to consider them. In particular, you should expl [...]

Comments Off on Tax Tips: Long-Term Care Insurance

Long-Term Care Insurance: How Does It Work?

By |2020-08-20T18:26:36-05:00August 18th, 2020|Insurance, Long-Term Care|

Whether you've had a long-term care insurance (LTCI) policy for years or you're thinking of buying one, it's critical to understand exactly what set of conditions will trigger coverage. This information is the bread and butter of any LTCI policy. In addition, you should know how to file a claim, pre [...]

Comments Off on Long-Term Care Insurance: How Does It Work?

Choosing a Nursing Home

By |2020-08-20T14:04:49-05:00July 17th, 2020|Long-Term Care|

A nursing home is a state-licensed facility that may provide skilled nursing care, intermediate care, and/or custodial care. You may need to enter a nursing home on a short-term basis (for example, after a major illness or injury), or on a long-term basis (if you become physically or mentally incapa [...]

Comments Off on Choosing a Nursing Home

Caring for the Caregiver

By |2020-04-19T16:14:44-05:00May 8th, 2020|Family, Illness & Disability, Long-Term Care, Podcasts|

If your loved one has Alzheimer’s Disease, it’s hard to ask for help because you want to soak up all the time you have with them. We brought on Jack Broyles, co-founder of the Broyles Foundation, to talk about his personal story and warn of the emotional dangers that come with caregiving. R [...]

Comments Off on Caring for the Caregiver

Housing Options for Older Individuals Part 3

By |2020-04-19T17:26:58-05:00April 21st, 2020|Family, Long-Term Care|

As you grow older, your housing needs may change. Maybe you'll get tired of raking leaves from the lawn of the house you bought 30 years ago because you liked its huge, shady backyard. You might want to retire in sunny Florida or live close to your grandchildren in Illinois. Perhaps you will need to [...]

Comments Off on Housing Options for Older Individuals Part 3
Go to Top